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Financial Planner

Financial Planner

Sterling Search PartnersBirmingham, AL, United States
17 days ago
Job type
  • Full-time
Job description

Sterling Search Partner is helping a Birmingham client with its search for a Financial Planner. A financial planner assists clients in managing their finances by providing personalized financial advice and creating comprehensive financial plans. This role involves assessing clients' financial needs, setting goals, recommending financial strategies, and helping them implement these strategies to build wealth and secure their financial future.

Key Responsibilities :

Client Consultation :

  • Meet with clients to discuss their financial goals, concerns, and current financial status.
  • Understand client needs and provide customized advice based on their objectives (retirement, savings, education funding, etc.).

Financial Assessment :

  • Review financial documents such as tax returns, investment portfolios, and insurance policies.
  • Assess clients' income, expenses, debts, and assets to understand their financial picture.

    • Financial Planning :

  • Create comprehensive financial plans tailored to each client’s goals and risk tolerance.
  • Provide recommendations for investment portfolios, tax strategies, retirement planning, estate planning, and insurance needs.

    • Investment Strategy :

  • Advise clients on suitable investment options (stocks, bonds, mutual funds, etc.).
  • Regularly review clients' investment portfolios and make adjustments based on market conditions or changes in goals.

    • Tax and Retirement Planning :

  • Guide clients in making tax-efficient financial decisions.
  • Help clients plan for retirement, including advising on pension plans, 401(k) contributions, and other retirement vehicles.

    • Ongoing Monitoring and Adjustments :

  • Regularly review and update financial plans to ensure clients are on track to meet their financial goals.
  • Adjust plans as necessary in response to life changes (e.g., marriage, children, job changes).

    • Education and Communication :

  • Explain complex financial concepts in a clear and understandable way.
  • Keep clients informed about their financial progress, upcoming changes in regulations, and any relevant financial products.

    • Compliance and Ethics :

  • Ensure all financial advice and actions are in compliance with applicable laws, regulations, and ethical standards.
  • Maintain confidentiality of client information and conduct all dealings with integrity.

    • Skills and Qualifications :

  • Education : Bachelor's degree in finance, economics, accounting, or a related field.
  • Certifications : Certification such as CFP (Certified Financial Planner), CFA (Chartered Financial Analyst), or other relevant credentials.
  • Experience : 5-7 years in financial planning, investment advising, or a related field.