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Credit Officer

Credit Officer

CESNA GROUP INCNew York, NY, United States
13 days ago
Job type
  • Full-time
Job description

Job Summary

  • Our client is looking for an experienced Credit Officer to analyze the credit risk associated with Corporate Finance or Structured Finance such as Project finance, Property Finance and Acquisition Finance transactions in the Americas.
  • The primary role of Credit Officer is for credit approval tasks, including the review of credit applications submitted by the front office and presenting loan proposals to the appropriate credit committees for approval. Additionally, the role includes conducting periodic reviews of existing loans.

Job Description

  • Review all the relevant credit information of each credit application and other supporting documents
  • submitted by front office and thoroughly analyze various risk elements of credit risk to ensure credit
  • worthiness of each application in a timely manner
  • Scope of the analysis and review includes, but not limited to, quantitative and qualitative analysis of
  • counterparty risk, deal background, structure, facility terms and conditions, relationship strategy,
  • industry, etc.
  • Submit the loan proposal to the appropriate credit committee for approval
  • Supervise ongoing portfolio surveillance including regular financial assessment, covenant compliance
  • and any required amendments throughout the duration of the loan.
  • Conduct appropriate internal credit rating and periodic loan review to provide early warnings of
  • potential problem loans
  • If applicable, Monitor and supervise problem loans(including ''watch lists'' of loans) and present written
  • reports to management
  • Other credit related works / projects as assigned

    • Qualifications

  • Bachelor's degree in Finance, Accounting, Business Administration or a related major is preferred and - - Advanced Degree and formal credit training a plus.
  • Relevant professional certificates such as CFA or AICPA is preferred
  • Credit officer career in Structured Finance will be an advantage for this role.

    • What's On Offer

    Apply online or feel free to contact us directly for more information about the opportunity. Due to the high volume of applicant, we regret to inform that only shortlisted candidates will be notified. Thank you for your understanding.