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Quick Apply
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Financial Staffing LLCAustin, Texas Metropolitan Area, United States
14 days ago
Job type
Full-time
Job description
Credit Analyst I - on-site
Credit Analyst III - hybrid
Job Overview
We are seeking a highly skilled and detail-oriented Credit Analyst to join our team. As a Credit Analyst, you will be responsible for providing underwriting for the bank's credit requests and renewals. Your expertise in financial analysis and risk assessment will play a crucial role in determining credit limits and terms for our clients
Responsibilitie
s : Assess the creditworthiness of loan requests : new, renewed, or prospecti
veUnderstand how business financial statements correlate and why each is necessary in risk assessme
ntProvide detailed financial analysis, which includes ratio analysis, trend analysis, and profitability margi
nsPrepare comprehensive collateral assessments to assess the Bank’s risk exposu
reCredit risk assessment and potential external factors affecting repayment or the borrower's indust
ryPrepare concise and objective based Credit Memorandu
msPrepare other documentation, as required, considered during the credit approval proce
ssMonitor loan agreements for compliance, report findings to Lending Officers, and prepare exception reports or summari
esDesign, prepare, and review management reports, including but not limited to documentation exceptions, collateral margins, and other reports deemed necessary to satisfy both internal and regulatory reporting requiremen
tsAdherence to credit policy and bank underwriting guidelin
esQualification
s : Proficient in Microsoft Exc
elUp to date with legal, compliance, and market risk-related issu
esAbility to analyze cash flows, leverage, collateral, customer strength, and financial rati
osStrong communication and presentation skil
lsSound judgeme
ntAbility to work in a team‐based atmosphe
reStrong work ethic with the desire to learn about credit and the importance there
ofBS degree in Finance, Accounting, Economics, or a related fie
ldRegular and punctual attendance is required for this ro